Tuesday, November 19, 2013
Living on social security disibility only
In this all and perfect world we are supposed to be living in, there are several predicaments that we as Americans are having a difficult time living in. One of these circumstances is about what Social Security does for their citizens. The situation that to being able to get assistance whether you are 66, as this is the new retirement
age to start collecting, or if you become disabled. The measure of how much you collect, depends on how serious your disibility is. If you become 100% disabled, and you collect for a period of 2 years, then you will be able to get a Health plan that is called Medicare.
The guidelines on how much you collect, depends on how long you worked, and contributed into the Social Security Fund. Individuals need to work for 40 quarters as a requirement to be eligible to receive funds each month, to subsidize an income monthly. The hardest thing to consider is if you don't have enough time in to be eligible.
I was fortunate enough to have worked a sufficient time in to get funds monthly. Which by the way, is funds I made payments to the fund.
Imagine trying to live each month on what the government provides us. Housing, and utilities, and other necessary bills to pay each month. Now think of having to pay for prescriptions each month, and as much as several prescriptions that need to be filled. Your funds that are provided to you, keep on getting lower. Most of the time,
the income that comes from the Social Security System is not enough. Where do you get additional funds to subsidize living each month. With all the cutbacks that the Government is doing. Also consider that they will in the future to determine any increases on a new system. The Cola as we know (Cost Of Living) has been lower for the last few years.
So what does the average citizen due with higher costs in almost everything we have to purchase on a daily basis. I guess some people can still work if there not totally disabled. There is a catch to this as well. Social Security evaluates your disability every so often. The more severe your disability is, will have a review in a longer period would normally be done. As I mentioned before about a catch to receiving disability income. Social security does their evaluation, and if they determined, not us that you are not disabled, once you get a diagnosis, they will take you off the disability income.
They also put out feelers by letting you know that through a program called "Ticket To Work", they will let you work for a certain amount of time, and the income you get from working, can not go over a certain amount. As this is a tool they use to let you know, that if you can work in any capacity, based on original evaluation on your disability, then once again will take you off Social Security Disability income. These programs are meant to undermine your disability, and to allowing Social Security to get you off the monthly income they provide.
Remember this, You earned the money by working for a certain period in the past, before you went out on disability, so double jeopardy being used by the government. They are making decisions to allow you to collect funds on one side, then on the other side, they will evaluate your disability on the other side to assist you in time of need. This is totally wrong, as there are many Americans that there only income is Social Security.
We the people have a lessor time to do what is right for all citizens that are put into a predicament. We have to stand up to our government, and tell them to stop taking advantage of individuals that can't do things as most Americans can.
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